By Michelle Cox

When I started thinking last year about how I was going to significantly reduce our monthly expenses, I was a little overwhelmed. It is an overwhelming task, to be sure. But, as I began to put my plan into action over the last six weeks, I’ve realized that small steps are starting to make a big difference. So, for anyone who wants or needs to reduce the monthly cash output but doesn’t know where to start, I wanted to share some of the things I’ve been doing and learning early in this journey toward frugality. Penny-Pinching Processes (not necessarily in order) Process 1 As I mentioned, I started following several blogs toward the end of last year as part of my learning process. While I wish I could, I cannot reinvent what these amazing and smart women have created. So, if you’d like to reduce what you spend on groceries, personal care products and household supplies, I highly suggest you subscribe to these blogs: ( Here’s the link to the rest of the post.)

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